With over 35 years of international experience in the banking industry, Mr Balaji Krishnamurthy has built a distinguished career across multiple regions, including the Middle East, Asia, the UK, and Europe. Balaji has developed deep expertise in Investment Banking, Corporate Banking, Treasury, Private Equity, and Islamic Finance, having worked at leading institutions such as HSBC, Barclays, National Bank of Dubai, QInvest, Government of Dubai, and National Bank of Fujairah. Throughout his career, Balaji has held senior roles, including Managing Director, Chief Operating Officer, CFO, and Board Member, demonstrating strong leadership skills and a proven ability to navigate complex challenges and opportunities.
Balaji has been at the forefront of transformation and innovation, driving digital change within the banking industry. He played an instrumental role in establishing investment banks, creating trade finance and Islamic finance solutions, and leading digital transformation initiatives. These include the integration of Blockchain, RPA, Data, and AI technologies to streamline operations and enhance financial performance. Balaji is also experienced in dealing with Boards and regulators, ensuring alignment with regulatory requirements while fostering strategic growth and innovation.
In addition to his leadership and strategic planning expertise, Balaji has a strong track record in governance, risk and compliance, treasury and investments, finance, operations, and technology management. He has consistently demonstrated the ability to build high-performing teams, creating environments where talent can thrive, and delivering results that drive business success.
Balaji holds multiple prestigious qualifications, including GAICD (Australian Institute of Company Directors), ACA (Institute of Chartered Accountants in England and Wales), ACA (Institute of Chartered Accountants in Australia and New Zealand), CPA (USA), MBA from Manchester Business School, and CGMA (Chartered Global Management Accountant.
Balaji brings a well-rounded perspective to every role, combining deep technical knowledge with practical experience. As a senior leader with a focus on innovation, Balaji continues to shape the future of banking, fostering growth, ensuring financial integrity, and building teams that drive excellence in a rapidly evolving global landscape.